At Nu Bihar Credit Co-Operative Society Ltd, we value your privacy and are committed to protecting your personal
information.
This Privacy Policy outlines how we collect, use, disclose, and safeguard your information
when you access or use our services. By accessing or using our services, you consent to the
terms of this Privacy Policy.
Information We Collect:
- Personal Information: We may collect personal information such as your name, contact
details, date of birth, identification documents, and financial information when you apply
for membership, loans, or other services.
- Non-Personal Information: We may collect non-personal information such as demographic
data, website usage statistics, and other anonymous information to improve our services and
enhance your experience.
Use of Information:
- We use the information collected to provide you with the requested services, process
transactions, and communicate with you regarding your membership, accounts, and related
matters.
- We may use your information to personalize your experience, improve our services, and
offer relevant products, promotions, or updates.
- Your information may be used for internal purposes such as data analysis, auditing, and
enhancing our security measures.
- We may use your information to comply with legal obligations, protect our rights, or
enforce our terms and conditions.
Information Disclosure:
- We may disclose your information to trusted third parties, such as service providers,
financial institutions, credit bureaus, or regulatory authorities, as necessary to provide
the requested services or as required by law.
- We do not sell, rent, or trade your personal information to third parties for marketing
purposes without your explicit consent.
Data Security:
- We implement appropriate security measures to protect your information from unauthorized
access, disclosure, alteration, or destruction.
- We use industry-standard encryption technologies, secure servers, and physical safeguards
to ensure the confidentiality and integrity of your information.
Cookies and Tracking Technologies:
- We may use cookies and similar tracking technologies to enhance your browsing experience,
analyze website usage, and customize content.
- You have the option to manage or disable cookies through your browser settings, although
this may affect certain functionalities of our website.
Links to Third-Party Websites: Our website may contain links to third-party websites for your
convenience. We are not responsible for the privacy practices or content of those websites.
We encourage you to review the privacy policies of third-party websites before providing any
personal information.
Children's Privacy : Our services are not directed towards individuals under
the age of 18,
unless the services are acquired under parental or legal guardians presence and approvals.
We do not knowingly solicit personal information from children. If we become aware of any
information collected from a child without the approval from their parents or legal
guardians, we will take appropriate steps to delete it. Changes to the Privacy Policy: We
reserve the right to modify, amend, or update this Privacy Policy at any time without prior
notice. Any changes will be effective upon posting the revised Privacy Policy on our
website.
Contact Us: If you have any questions, concerns, or requests regarding our Privacy Policy or
the handling of your information, please contact us using the provided contact details.
Please note that this Privacy Policy is a general outline and may be subject to additional provisions and
requirements specific to Nu Bihar Credit Co-Operative Society Ltd
It is recommended to refer to the specific Privacy Policy provided by the MICROFINANCE for
comprehensive information.
Last updated: 14th July 2026